Matthew blogs about the start of a cross-operator mobile payment scheme before I get to do it (The Register and FT also have the story). Having worked on the infrastructure for that system for the last three years, I’m surprised that it took so long to take off. Although there will be criticism, this is the only mPayment scheme that has the slightest chance to take off. Why? It manages to do what others, like the very smart paybox scheme, have failed to do: it combines the power of the mobile operators (after all it is them who have the customers and the power to sell a service) *and* the world’s largest experience with merchant integration and acquisition (the company behind Encorus is First Data).